ER Vantage Plus 40 for Adults
A single-use healthcare voucher that provides coverage of up to P40,000 for emergency care and hospitalization for viral and bacterial illnesses, treatment of injuries resulting from accidents (except for stroke) in 500+ designated PhilCare-accredited hospitals nationwide.
When You Need It Most
ER Vantage Plus 40 gives you a one-time coverage of up to P40,000 for emergency room care and hospitalization expense, inclusive of the following:
- Doctors’ fees
- Laboratory and diagnostic procedures
- Room and board (ward room)
- Medicines (except vaccines) as medically necessary during confinement except for cases declared as non-coverable***
- Special modalities of treatment which are medically necessary during ER and confinement and subject to P5,000 inner limits
- Diagnostic and therapeutic procedures as medically necessary during ER and confinement
Emergency cases are the sudden, unexpected onset of illness or injury, which at the time of contract reasonably appeared as having the potential of causing immediate disability or death or requiring the immediate alleviation of severe pain and discomfort. Emergency cases include but are not limited to the following: (a) Massive Bleeding; (b) Acute Appendicitis; (c) Fractures/multiple injuries secondary to accidents; (d) Convulsions; (e) illnesses or conditions resulting in moderate or severe dehydration such as diarrhea or fever; and (f) Syncope. Pre-existing conditions and those conditions under the general exclusions of PhilCare are not covered.**
Caring for You and Your Family
When worse comes to worst, ER Vantage Plus 40 is there for you.
- P50,000 accidental death and dismemberment coverage
Age Eligibility and Validity
ER Vantage Plus 40 for Adults is for clients aging from 18 to 64 years old. This card is valid for 1 year upon activation date.
Top-Notch Assistance Offline and Online
PhilCare’s services are delivered through a combination of people and digital channels. People channels include a team of Liaison Officers in key hospitals assisting members for admission or confinement, Quick Assist desks in major hospitals, a 24/7 Contact Center manned by nurses and supported by a state of the art technology platform, and finally, PhilCare-owned clinics and the PhilCare Clinic@Work worksite clinics supported by a competent medical team.
Our intense focus on the customer inspired us to pioneer innovation and transform customer experience through digital channels. Find a provider through PhilCare’s mobile app, HeyPhil! Check your health program, transactions, and the latest news about health and wellness through our interactive portals. Easily repurchase your health plan through our e-Commerce site and talk to us and your co-PhilCare members through our social media sites. Digital channels promote convenience and speed of service delivery to our members.
ER Vantage Plus 40 does not require medical examinations (for purchase) and hospital deposit (for availment.) It is accepted in 500+ PhilCare-accredited hospitals nationwide.
Step 1: Voucher registration is required. Click here to register. Upon activation date (7 days from date of registration), ER Vantage Plus 40 is ready for use.
Step 2: Present the printed voucher with a valid identification to the emergency room staff at any PhilCare-accredited hospital for ER Vantage Plus.
* Terms and conditions apply.
** See FAQs for more details.
*** Check the list of non-covered illnesses and disease.
** Your final medical diagnosis is the basis for PhilCare’s approval of coverage.
** PhilHealth is required for the availment of this card during hospital confinement.